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Paxos has been in charge of acquiring the necessary regulatory approvals for Paypal to facilitate cryptocurrency assets. As part of the announcement, PayPal secured the first conditional cryptocurrency license from the New York State Department of Financial Services , which will allow customers to purchase cryptocurrencies such as Bitcoin , Litecoin , Ethereum , and Bitcoin Cash.
As of [update] , PayPal operates in markets and has million active, registered accounts. PayPal allows customers to send, receive, and hold funds in 25 currencies worldwide. Second, we began expanding PayPal to eBay's international sites. And third, we started to build PayPal's business off eBay. In the first phase, payment volumes were coming mostly from the eBay auction website. The system was very attractive to auction sellers, most of which were individuals or small businesses that were unable to accept credit cards, and for consumers as well.
In fact, many sellers could not qualify for a credit card Merchant account because they lacked a commercial credit history. The service also appealed to auction buyers because they could fund PayPal accounts using credit cards or bank account balances, without divulging credit card numbers to unknown sellers. Until , PayPal's strategy was to earn interest on funds in PayPal accounts.
However, most recipients of PayPal credits withdrew funds immediately. To solve this problem, PayPal tailored its product to cater more to business accounts.
Instead of relying on interests earned from deposited funds, PayPal started relying on earnings from service charges. They offered seller protection to PayPal account holders, provided that they comply with reimbursement policies. After fine-tuning PayPal's business model and increasing its domestic and international penetration on eBay, PayPal started its off-eBay strategy.
This was based on developing stronger growth in active users by adding users across multiple platforms, despite the slowdown in on-eBay growth and low-single-digit user growth on the eBay site. A late reorganization created a new business unit within PayPal—Merchant Services—to provide payment solutions to small and large e-commerce merchants outside the eBay auction community.
Starting in the second half of , PayPal Merchant Services unveiled several initiatives to enroll online merchants outside the eBay auction community, including: [].
Different countries have different conditions: Send only Package Service allows sending only, valid in 97 countries , PayPal Zero package suggests the possibility of enrollment, entry, and withdrawal of funds in foreign currency, but the user can not hold the balance PayPal account, operates in 18 countries , SRW Send — Receive — Withdrawal the possibility of enrollment, input-output and the ability to keep your PayPal account balance in the currency and to transfer to the card when the user sees fit, operates in 41 countries and Local Currency SRW plus opportunity to conduct transactions in the local currency, 21 countries.
In January , PayPal ceased operations in Crimea in compliance with international sanctions against Russia and Crimea. PayPal has disabled sending and receiving personal payments in India, thus forcing all recipients to pay a transaction fee. PayPal plans to make India an incubation center for the company's employee engagement policies. In , PayPal hired people for its offices in Chennai and Bengaluru. On 8 November , PayPal launched domestic operations under PayPal Payments Private Limited and now provides digital payment solutions for merchants and customers in India.
PayPal is available in Israel [] but is not available in the Palestinian territories. This decision has prompted Palestinian tech companies to seek a policy change from PayPal. In late March , new Japanese banking regulations forced PayPal Japan to suspend the ability of personal account holders registered in Japan from sending or receiving money between individuals and as a result are now subject to PayPal's business fees on all transactions.
In Pakistan, users can use Xoom , a money transfer service owned by PayPal. The government of Pakistan is trying to convince PayPal administration to launch its service in the country, but PayPal is not ready to introduce its services there. Eight years after the company first started operating in the country, Paypal ceased operations in Turkey on 6 June when Turkish financial regulator BDDK denied it a payment license.
The regulators had demanded that PayPal's data centers be located inside Turkey to facilitate compliance with government and court orders to block content and to generate tax revenue. PayPal said that the closure will affect tens of thousands of businesses and hundreds of thousands of consumers in Turkey. In March , PayPal expanded its services for Ukrainian accounts, allowing them to send and receive money from friends and family. Previously, PayPal users in Ukraine could only send money internationally from their accounts, not receive it.
Many PayPal users in Indonesia is concerned, because some of them stored lot of their money in this platform. PayPal Giving Fund is a registered charity supported by PayPal that streamlines donations to non-profit organizations. PayPal launches different marketing activities in various channels and emphasizes that consumers can use it in different ways. PayPal provides free analytics to traders about the ways that consumers utilize online payments. PayPal's code gathers the consumer information which can be installed on the trader's website.
Thiel, a founder of PayPal, has stated that PayPal is not a bank because it does not engage in fractional-reserve banking. In the United States, PayPal is licensed as a money transmitter , on a state-by-state basis. Ordinarily, a credit card transaction, specifically the relationship between the issuing bank and the cardholder, is governed by the Truth in Lending Act TILA 15 U.
Basically, unless a PayPal transaction is funded with a credit card, the consumer has no recourse in the event of fraud by the seller. In , PayPal Europe was granted a Luxembourg banking license, which, under European Union law, allows it to conduct banking business throughout the EU.
This ceased in , when the company moved to Luxembourg. In India, as of January , PayPal has no cross-border money transfer authorization. It is also owned by eBay. In Australia, PayPal is licensed as an authorised deposit-taking institution ADI and is thus subject to Australian banking laws and regulations. In Singapore, PayPal is the holder of a stored value facility that does not require the approval of the Monetary Authority of Singapore.
The PayPal Buyer Protection Policy states that the customer may file a buyer complaint if he or she did not receive an item or if the item he or she purchased was significantly not as described. The customer can open a dispute within days from the date of payment and escalate it to a claim within 20 days from opening the dispute.
If the buyer used a credit card, he or she might get a refund via chargeback from his or her credit-card company.
However, in the UK, where such a purchaser is entitled to specific statutory protections that the credit card company is a second party to the purchase and is therefore equally liable in law if the other party defaults or goes into liquidation under Section 75 Consumer Credit Act , the purchaser loses this legal protection if the card payment is processed via PayPal. Also, the Financial Ombudsman Service for the U. This leaves consumers with no recourse to pursue their complaint with the Financial Ombudsman Service.
They would only have recourse in the courts, but in any event they cannot because PayPal is incorporated in Luxembourg and, since the UK has left the EU, is now no longer within the jurisdiction of any UK Courts.
This is a legal authority that section 75 protection does exist where one has paid on a credit card for a product, via an eMoney service. In general, the Seller Protection Policy is intended to protect the seller from certain kinds of chargebacks or complaints if the seller meets certain conditions including proof of delivery to the buyer.
PayPal states the Seller Protection Policy is "designed to protect sellers against claims by buyers of unauthorized payments and against claims of non-receipt of any merchandise".
The policy includes a list of "Exclusions" which itself includes "Intangible goods", "Claims for receipt of goods 'not as described ' ", and "Total reversals over the annual limit". The PayPal Seller Protection Policy does not provide the additional consumer protection afforded by UK consumer legislation most notably the Consumer Rights Act and in addition, it cannot be enforced in the Courts because PayPal operates from Luxembourg, outside all three of the UK legal jurisdictions.
In early , PayPal introduced an optional security key as an additional precaution against fraud. Account-holders enter their login ID and password as normal but are then prompted to enter a six-digit code provided by a credit card sized hardware security key or a text message sent to the account holder's mobile phone. For convenience, users may append the code generated by the hardware key to their password in the login screen. This way they are not prompted for it on another page.
This method is required for some services, such as when using PayPal through the eBay application on iPhone. This two-factor authentication is intended to make it difficult for an account to be compromised by a malicious third party without access to the physical security key, although it does not prevent the so-called Man in the Browser MITB attacks. However, the user or malicious third party can alternatively authenticate by providing the credit card or bank account number listed on their account.
Thus the PayPal implementation does not offer the security of true two-factor authentication. As early as , PayPal had substantial problems with online fraud , especially international hackers who were hacking into PayPal accounts and transferring small amounts of money out of multiple accounts.
Standard solutions for merchant and banking fraud might use government criminal sanctions to pursue the fraudsters.
But with PayPal losing millions of dollars each month to fraud while experiencing difficulties with using the FBI to pursue cases of international fraud, PayPal developed a fraud monitoring system to detect potentially fraudulent transactions. In , , Spanish card holders had their funds frozen in an apparent fraud case involving a PayPal service provider, Younique Money, which was the de facto administrator of the cards. As of March most funds had not been returned.
In , PayPal voluntarily ceased serving as a payment intermediary between gambling websites and their online customers. At the time of this cessation, it was the largest payment processor for online gambling transactions.
In , PayPal resumed accepting such transactions, but only in those countries where online gambling is legal, and only for sites which are properly licensed to operate in said jurisdictions. Since at least , PayPal has maintained an Acceptable Use policy which disallows "transactions involving In , PayPal notified subscription service provider Patreon that it was moving to cease integration with Patreon as a platform as the result of Patreon permitting "adult content" on their platform.
Patreon subsequently removed access to PayPal services for creators who produced sexual content. If an account is subject to fraud or unauthorized use, PayPal puts the "Limited Access" designation on the account. PayPal has had several notable cases in which the company has frozen the account of users such as Richard Kyanka , owner of the website Something Awful , in September , [] Cryptome in March , [] [] [] or April Winchell , the owner of Regretsy , in December The account was reinstated, and PayPal apologized and donated to her cause.
Persson stated publicly that he had not received a clear explanation of why the account was frozen, and that PayPal was threatening to keep the money if they found anything wrong.
PayPal's partner MasterCard ceased taking donations to WikiLeaks in , and PayPal also suspended, and later permanently restricted, payments to the website after the U.
State Department said WikiLeaks was engaged in illegal activities. Online supporters and activists retaliated by subjecting PayPal and MasterCard, along with other companies, to coordinated cyber attacks. In February , PayPal unbanned the account of a website that supports Iraq War resisters after it had enough information to fulfill its know your customer guidelines.
The Chelsea Manning Support Network claimed the backdown was a reaction to a petition to the company to reinstate the account. In May , PayPal declined to pay a reward offered in its Bug Bounty Program [] to a year-old German student who had reported a cross-site scripting flaw on its site.
In August , entrepreneurs who had used PayPal to collect the funds they raised on crowdfunding platforms like Kickstarter and Indiegogo reported difficulty in being able to withdraw the money. In May , PayPal blocked the account of a Russian human rights organisation "RosUznik", which supported political prisoners arrested at Bolotnaya Square.
As of January , a class-action lawsuit against PayPal has been filed in Israel, [] claiming that they arbitrarily froze accounts and held funds for up to days without paying interest and thereby directly profited from it.
In the examples given in the lawsuit, PayPal had received complaints against small vendors which were later resolved, but the PayPal account was closed. The lawsuit requests that PayPal be declared a monopoly and thus regulated accordingly. In May , PayPal blocked an account intended to raise money for the distribution of Boris Nemtsov 's report " Putin. War ". By , ConsumerAffairs had received over 1, consumer reviews of PayPal, resulting in an overall satisfaction rating of one star out of five for the company.
In February , PayPal froze the account of News Media Canada , a Canadian trade association , in response to a payment from The Reminder , a Flin Flon , Manitoba community newspaper , intended to cover the fee for the Reminder's submission of articles for consideration in a nationwide journalism contest run by News Media Canada, including one discussing Syrian refugees.
PayPal cited United States regulations as a reason for flagging the transaction between Canadian entities.
In September , PayPal banned radio host Alex Jones and his website InfoWars , claiming that his site has content that was hateful and discriminatory against certain religious groups. PayPal discontinued payments to Pornhub models on November 14, , [] alleging that "Pornhub has made certain business payments through PayPal without seeking our permission". In September , PayPal issued new terms of service which introduced a fee for inactive accounts in 19 countries.
PayPal sent its clients an e-mail about the updated terms, but didn't mention introducing such a fee. PayPal faced criticism over their policies related to changing the name on a user's account.
Critics cited the complicated system involved in changing names, which require legal and government-issued identification. This system has been seen as impacting transgender users, who find trouble in using preferred names and pronouns. In July , PayPal announced a plan to collaborate with the Anti-Defamation League 's Center on Extremism, the League of United Latin American Citizens , and several other nonprofits to analyze its users' transactions in order to investigate the finances of extremist and hate groups in the United States and share the results with law enforcement, policymakers, and other financial corporations; [] [] [] the ADL's CEO, Jonathan Greenblatt , stated that this initiative is meant to help "mitigat[e] extremist threats" [] and to "help disrupt those activities.
In May , Branko Marcetic wrote in Jacobin magazine that PayPal had cancelled the accounts of a number of left-wing media sites and frozen their funds. PayPal gave no explanation for its action, but the article linked the cancellations with the media sites' criticism of US policy in relation to the Russian invasion of Ukraine.
Marcetic wrote that the freezing of Wikileaks' account over a decade earlier had provided a precedent for PayPal's action. Most of the allegations concerned PayPal's dispute resolution procedures. The two lawsuits were merged into one class-action lawsuit In re: PayPal litigation. An informal settlement was reached in November , and a formal settlement was signed on June 11, PayPal denied any wrongdoing. In June , Stamps. In a license agreement, Stamps. PayPal Inc.
They sued, alleging illegal misappropriation of customer accounts and detailed their customer service experiences, including freezing deposited funds for up to days until disputes were resolved by PayPal.
PayPal argued that the plaintiffs were required to arbitrate their disputes under the American Arbitration Association 's Commercial Arbitration Rules.
The court ruled against PayPal, stating that "the User Agreement and arbitration clause are substantively unconscionable under California law. The claimants accused PayPal of deliberately failing to notify its customers that ICC-Cal was illegally charging them for currency conversion fees. A class-action lawsuit filed in was settled in , in which the plaintiffs contested PayPal's "holds" on funds. PayPal which has yet to be ratified. As part of the settlement, the company agreed to change some of its policies.
It alleged that PayPal had promised discounts and payment options the consumers never received, and that users trying to sign up for the regular, non-credit, PayPal accounts were signed up for credit accounts instead.
From Wikipedia, the free encyclopedia. American multinational financial technology company. For the method, see Measuring programming language popularity. Headquarters in San Jose, California , U.
You need to enable first. Sorry, but you should try it. I used this with Inventor , it took min to convert the part, however i am only running this on a laptop.
Demorei para conseguir baixar, mais no final deu certo. Buongiorno, ho a disposizione inventor per studenti in italiano. Cosa posso fare? I use this tool to import. I can convert to solids and edit the designs.
Just don't forget to set the load behavior in the Add-in Manager, on "Load Automatically". This article is very informative, but I'd you help me with a thing. I imported a stl. Also, I cannot calculate the properties mass, volume Inventor doesn't recognize it as a solid. I wish you could help me with this.
If you tick 'Load Automatically' bottom right hand corner it should activate the add on every time you start inventor. I need the solid. Mesh Enabler was THE promise.
Thx and best regards. I suddenly had a problem with this add-in and just had to re-inable it on the tool menu. It works great as long as you have it running. Install the add-in on a working student edition of inventor , but after installing add-in inventor crashes either during splash screen or after splash screen but before home page opens.
Inventor stalls out doesn't shut down. Requires force-quitting After waiting long enough it does seem to get past the splash screen, but it still stalls for ages at the home screen open recently used files screen. It works well. I used it with 3DPrintTech 2. I haven't download the program yet, but I wonder about that which version of inventor does it work with?
I will load inventor hsm pro v, any problem? The installation seems to work but once I am in Inventor Pro and the option "convert to base feature" is missing when right clicking on my object. So it seems to be loading but the menu entry is not there. How do I fix this? Hey, i had the same issue. I fixed it by going to Tools and clicking on Add-Ins.
I noticed that mesh enabler wasnt being loaded for my model, so i selected it and checked the boxes. Hope this works for you! Can somebody help?? I need the app really really urgently. I too am unable to see the the download despite being on Subscription. As luck would have in I need this urgently to create a Shrinkwrapped part of some Catia files which at the moment are only meshes. Every time I've tried to use Mesh Enabler for a part that really isn't that big, the program crashes.
I keep seeing that the bug has been fixed but I'm still having this problem. I can't seem to get the download link to appear. I am signed in and i click the subscription app button but nothing happens besides more dialogue. Would really like to use this app. To become a subscriber, please contact your reseller to help you.
I am in the same boat. I have logged in, gone to subscription page, and no download. Has anyone figured this out? What a cool tool that addresses a need in my class Where is the link?
I click Subscription App but it doesn't let me download. Hey Eric, I was having the same problem and customer support was no help. I think their license server was down for a bit for educational licensing because now I can download it. This is exactly what I've been needing! Saved me a few times, and couldn't be simpler!
The only thing I guess I could ask for would be tools to automatically reduce the mesh size within the tool - but there are plenty of other programs for that try Meshmixer!
This works very well! The only problem is that I cannot figure out how to import designs that were exported as mm. They import as inches and show up very large. You may have solved this already but just in case: When you are importing the model you can click on options and a window will appear.
Here you can select the units, by default they should be set to "Template Units" and here you could change it to whatever unit you need.
I've installed the addin, and I'm attempting to do a mesh convert from the file as an. IPT, and after accepting the operation, it just seems to hang. I mean I cannot do a single thing after starting it. A few mouse clicks later, and the 'busy wheel' appears, and Inventor SP1 is no longer responding. I am having the same problem for bigger. Smaller are converted fine. I have waited for hours but nothing happens.
Is there a solution besides waiting? I tried to convert a. I have changed the star rating from an original 2 stars to 4 stars now. Rocky fixed the issue and it seems to work fine now. Thanks Rocky. I am fixing this issue and will publish the newer version. Thanks for your feedback. Thank you Rocky for looking into it. I am using SP1 so I look forward to the new version when it is available.
Seems to work fine now after Rocky fixed it up. Thanks Rocky! This next comment doesn't really have anything to do with how the Mesh Enabler works other than how you import then use the Enabler: Make sure you know what your units are of the. I opened a customer model and it looked correct until I made a measurement and it was 12" the real measurement was 0. The customer exported in mm and I imported in inch. So it sees the 12 as the value and the import doesn't know or care what it is but as soon as I changed my import option to mm the.
Once the. Jeremy, I am having the same problem with it importing in inches when it should be in mm. How did you change the option to import in mm? Evan, What I did is when you go to open your. That should do it. Keep in mind I believe it keeps as a default when you change that and you may have to go back and return it to whatever units you normally save in.
Hope this helps. When it works, works good. Can run the same file twice in a row. One time converts meshes, next it won't. Mesh Enabler. Autodesk, Inc.
Digitally signed app. Subscription App. Description The Mesh Enabler application converts mesh features to solid base features or surface features. Read Help Document. About This Version Version 1. Screenshots and Videos. Customer Reviews. L F April 06, Brandon Mooney December 15, To the folks who see all the "doesn't work! Deividas Palacionis June 22, Thank you so much, i can confirm it works fine. Michael Hahn August 24, Thank you so much for this update!! Ludovic Duvanel August 16, Please update the app, very usefull and no alternative found.
Thank you a lot in advance ofr developpement. Elliott Potter August 12, Kirsten Jongman August 12, Brad Greentree July 29, Hi When it is compatible with Inventor Alternative? Jason Blane July 19, Jennifer Remy July 09, Daniel Leinz June 29, Please, Upgrade Scott Mikutsky June 24, Charles Louwagie June 28, Deividas Palacionis June 14, Please, Upgrade for INV to support. Updating my note: It's working fine now with ver.
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